A modern payments solution.
Comprehensive financial technology to service all payment requirements. KMMRCE Pay makes it easy for you to setup and get paid.

Justin Henry, the CEO of KMMRCE Pay, sheds light on the payment solution and offers valuable insights into the evolving payment landscape and its promising trajectory.


KMMRCE Pay provides issuing and acquiring solutions, fiat and digital payments, online and offline, digital wallets, card issuance, tokenisation and more.
Gross Merchandise Value




transaction volume



Key Features

Our primary objective is to safeguard our clients and their customers by offering secure compliant issuing and payment acceptance services and products.

Key Features


SaaS refers to providing our payment software on a fixed, transaction volume or subscription basis over the internet. Instead of our clients having to develop, maintain, and secure complex payment platforms themselves, we offer a fully-developed, compliant, and secure solution. PaaS is a service model where we handle all aspects of a business's payment processing. This includes not just transaction handling, but also compliance, security, and technical support. This significantly reduces both the cost and time needed to enter the market, allowing businesses to focus on their core operations while we take care of the payment processing.
Our main service revolves around providing next-generation payment solutions which include:

a) Issuing: We specialize in issuing a variety of card types including debit cards, prepaid cards, and virtual cards. KMMRCE Pay also has an advanced instant issuing kiosks enabling the immediate issuance of cards, saving time and providing convenience to your customers. This is an excellent alternative to traditional and costly “bricks and mortar” branch networks.

b) Acquiring: We offer comprehensive acquiring services for businesses of all sizes. These include POS: Our Point of Sale (POS) for physical locations, E-commerce Gateway, enabling them to accept and process online payments seamlessly.

c) Alternate payment methods: Recognizing the rise of alternative payment methods, we enable businesses to accept blockchain payments, providing the benefits of fast, secure, and low-fee international transactions. In addition, in regions where mobile money is popular, we provide integrations with these services, allowing businesses to tap into a wider customer base.

In summary, our services encompass a broad range of payment solutions, delivered as a full Software as a Service (SaaS) or Payment as a Service (PaaS). Whether it's traditional card-based transactions, ecommerce, or alternative payment methods, we have the technology and expertise to handle all your payment needs.
We prioritize your security. Our systems use state-of-the-art encryption methods that transform your sensitive data into complex codes during transmission, making it unreadable to any unauthorized parties. This level of protection secures all transaction data, offering you peace of mind.
Absolutely, we maintain full compliance with the Payment Card Industry Data Security Standard (PCI DSS). This stringent set of security standards is designed to ensure all companies that handle credit card information provide a secure environment. Your trust is important to us, and we go to great lengths to uphold it.
We've implemented advanced fraud detection and prevention systems that continuously monitor transactions. These systems can identify suspicious activities and send alerts, enabling us to take swift action to protect your account. Ensuring your financial safety is always at the forefront of our mission.
Tokenization is one of the key techniques we use to keep your data safe. It replaces sensitive data, such as card numbers, with unique identification symbols known as 'tokens'. Even if intercepted, these tokens cannot be traced back to your original data, thus offering an added layer of security for your transactions.
Two-factor authentication is a critical security measure we employ. It adds an extra layer of security by requiring information only you should know or have at hand, like a physical token, in addition to your password and username. This greatly reduces the chances of potential fraud, enhancing the overall security of your account.
Businesses can reach out to us via our contact form or call us directly on support@kmmrce.com. One of our representatives will then guide you through the process and help you choose the best solutions for your needs.


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